In these depressing economic times it may be difficult to ensure you have the best protections available for your health and safety. At D.W. Scott Financial we believe there is no reason you should be unprotected.
This is why D.W. Scott has handcrafted benefits packages for you. Packages include TelaDoc, Pharmacy Benefits, LifeLock, Road side Assistance, Dental Care, and Vision all for under $22.00 a month. Click here to see what is available.
PACKAGES
DW Scott Gold Protection
This plan includes the following:
- TelaDoc™ with No Consultation Fee
- Pharmacy Card
- LifeLock: Identity Theft Prevention - Individual
- Roadside Assist
JOIN NOW FOR $14.95/MONTH + $3.95 SETUP FEE
DW Scott Premium Protection
This plan includes the following:
- Dental
- TelaDoc™ with No Consultation Fee
- Pharmacy Card
- LifeLock: Identity Theft Prevention - Individual
- Roadside Assist
JOIN NOW FOR $18.95/MONTH + $3.95 SETUP FEE
DW Scott Platinum Protection
This plan includes the following:
- Dental
- TelaDoc™ with No Consultation Fee
- Vision
- Pharmacy Card
- LifeLock: Identity Theft Prevention - Individual
- Roadside Assist
JOIN NOW FOR $21.95/MONTH + $3.95 SETUP FEE
TELADOC™
TelaDoc™ is a national network of board certified physicians providing cross coverage consultations 24 hours a day, 365 days a year. TelaDoc™ physicians use medical records and telephone consultations to diagnose, recommend treatment and write short term prescriptions, when appropriate. TelaDoc™ does not replace the existing primary care physician relationship, but instead enhances it with an efficient, cost-effective alternative for minor medical problems.
Members can access this service wherever they happen to be: home, office, hotel room, or vacation campsite. Members simply make a phone call and, in most cases, speak to a doctor within three hours.
- On-Demand access to healthcare
- Telephone access to a physician from any phone, 24 hours a day, 7 days a week
- Physicians diagnose routine medical problems and prescribe short-term medication when appropriate
- A physician will contact the member within three hours
- No more waiting until next week to receive medical attention
- No outrageous fees or unexpected charges
- No consultation fee – far less expensive than the cost of a primary care physician visit ($80 – $100 average)
- Most medical issues can be resolved from any remote location
- Reduce the number of hours spent away from work therefore increasing productivity
- Easy method of payment debit/credit card or ACH (if utilizing phone registration)
- Prescriptions phoned into the member's local pharmacy
- You may complete your Medical History Disclosure online for FREE. There is a $12 charge if this is completed over the phone.
- Patient access to portable electronic health records with HIPAA compliant secure servers
- Portable Electronic Health Record (EHR) - FREE
TelaDoc™ does not prescribe DEA controlled substances or lifestyle drugs.
TelaDoc™ is not available to visitors or residents of the state of OK.
TelaDoc™ provides services for members 10 years of age or older.
TelaDoc™ does not replace your primary care physician.
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RETAIL PHARMACY
The retail pharmacy program assures the lowest price on prescription drugs, saving 10% to 60% on most prescriptions.
It's simple to use. Simply present your membership card to the pharmacist when you pick up your prescription. The pharmacist calculates the discount and you pay the discounted price. No forms are required.
Highlights
- 10% to 60% savings on most medications.
- Over 60,000 national and regional pharmacy chains participate as well as independent pharmacies.
- No pharmacy program is complete unless it includes both retail locations for urgent care medications and a mail order program when purchasing long term maintenance prescriptions in 90 day supplies to treat ongoing ailments.
As prices may change from day to day and cannot be given over the telephone, go to www.rxpricequotes.com to look up drug prices by location.
**Pharmacy Discounts are Not Insurance and are Not Intended as a Substitute for Insurance.
The discount is only available at participating pharmacies.
MAIL ORDER PHARMACY
To ensure you always save money on long term prescription drugs, our mail order program was created to complement the retail pharmacy benefit. Since most maintenance medications are purchased in 90 day supplies, now you can maximize savings with the convenience of home delivery (at no additional charge).
Highlights
- Prices average 10% below AARP mail order pricing
- If you find a lower retail price from a local retail pharmacy, the Mail Order
- Prescription Plan will beat that price by $5.00* on brand name and generic medications priced at $10.00 or more. Not valid in conjunction with other discount or insurance cards.
- Prescriptions are delivered right to your door; no postage or dispensing fees added.
- Unlike competitive programs that restrict available medications to their "approved" list, our Mail Order Prescription Plan is an "open formulary", so doctors may prescribe the most effective medication to treat the member's ailment or condition.
*The $5.00 guaranteed savings cannot be used in conjunction with other discount or insurance cards.**Pharmacy Discounts are Not Insurance and are Not Intended as a Substitute for Insurance.The discount is only available at participating pharmacies.
To locate a provider online, click here.
LIFELOCK
Over 10 million Americans will be victims of identity theft this year. LifeLock is the leader in proactive identity theft protection, protecting over 1 million members nationwide. LifeLock is a proactive service that works to reduce the risk of identity theft and backs it up with a $ 1 million total service guarantee, in the event your identity is compromised.
LifeLock requests free fraud alerts with the major credit bureaus on your behalf and then renews them every 90 days. LifeLock also requests a copy of your free annual credit report, which will be sent directly to you. LifeLock also helps reduce junk mail and removes you from the pre-approved credit offer lists.
LifeLock’s WalletLock™ service is also included with your membership. If you lose your wallet, a WalletLock specialist will help contact each credit card, bank or document issuing company, cancel your affected accounts and complete the paperwork and steps necessary to replace your lost documents (excluding money and pictures), including your credit/debit cards, driver’s license, Social Security card, insurance cards, checkbook – even travelers checks - at no additional cost to you. LifeLock’s eRecon™ service also works to protect you by searching criminal websites for online selling and trading of your information and notifying you if anything is found; and TrueAddress™ will notify you when a change of address is filed in your name.
Highlights
- Free Fraud alerts are requested on your behalf to the major credit bureaus - when anyone tries to use your credit the merchant is advised to take extra precautions to verify it’s you and only you making the request.
- A reduction in junk mail.
- Fewer pre-approved credit card solicitations.
- WalletLock™ assists you in the event your wallet is lost or stolen.
eRecon™ searches for your information being sold or traded online.
- TrueAddress™ notifies you when a change of address is filed in your name.
- $1 million total service guarantee – if your identity is stolen while you’re a client, we will do whatever it takes to recover your good name and spend up to $1 Million to do it.
ROADSIDE ASSIST
Roadside Assistance is available 24 hours a day, 365 days a year to assist members when owned or leased vehicles are disabled as a result of unavoidable circumstances. Members will only have to pay for any non-covered expenses or covered costs in excess of the 15 miles per occurrence maximum (up to $80 retail value). Coverage is extended to the member, spouse, and dependent children up to 21 years of age permanently residing at registered address when driving any vehicles that they own or lease for 12 months or longer.
Highlights
- Available 24 hours a day, 365 days a year
- Up to 15 miles towing (up to $80 retail value) per occurrence maximum for covered charges
- Covers Member, spouse and dependent children up to age 21 permanently residing at registered address when driving any vehicles they own or lease (12 months or longer)
- Towing Assistance
- Flat Tire Assistance
- Fuel, Oil, Fluid and Water Delivery Service
- Lock-out Assistance
- Battery Assistance
- Collision Assistance
DENTAL CARE
Highlights
- Members save 15% to 50%* on everything from general dentistry and cleanings to root canals, crowns and orthodontia.
- Over 76,000 ** dental practice locations.
- Save on routine dental services such as x-rays and fillings.
- Save on specialty care such as orthodontics and periodontics where available.
Before scheduling an appointment, the member will call the number on the back of their card to speak with a Patient Advocacy representative. The representative will contact providers in the network to ensure the dental office understands the Dental Care discount card and is accepting new patients.
The representative will then contact the member to provide several different dental care locations so the member may select the provider that most meets their specific needs and book an appointment.
Dental benefit is not available to VT residents.
*Actual costs and savings vary by provider and geographical area.
** According to the Aetna Enterprise Provider Database as of October 1, 2008.
The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.
TEETH WHITENING KITS FROM BRIGHT AND WHITE, INC.
- Save 75% on professional teeth whitening kits
- Custom-made tray from personal impressions
- No Dental Visits
- Direct to you by Priority Mail
- Bleaching gel is great for sensitive teeth
To locate a provider online, click here.
VISION
Coast to Coast (CTC) Vision has contracted with over 12,000 eyecare locations nationwide. Members save on eyeglasses, contacts, eye exams and surgical procedures.
The CTC provider network is the most comprehensive in the U.S. and includes ophthalmologists, optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney Optical, Sears Optical, Target Optical, LensCrafters, and EyeMasters.
Highlights
- Savings of 20% to 60% on prescription eyewear.
- Also, save 10% to 20% on contact lenses (excluding disposables) at participating retail locations.
- Savings of 10% to 30% on eye exams.
- Save 40% to 50% off the overall national average on LASIK surgery (PRK and CK available at select locations).
- Most frames, lenses and specialty items such as tints, coatings and UV protection are available.
- No limit on the number of times membership may be used during the year.
- Two guarantees - 30 day unconditional money-back satisfaction guarantee and low price guarantee on eyeglasses
- Members may nominate their own eye care professional to join the network.
- Vision Benefit is not available to VT residents.
To locate a provider online, click here.
Call your D.W. Scott Financial representative to get started
(866)-240-6885